Semin Valani is president of AEM Loan Corporation, a mortgage bank and former Vice President of Sales at Avex Funding and Amex Mortgage. As a mortgage banker, she focuses on specific needs of each borrower and provides for all financing needs. Semin may be reached by phone at (408) 946-8221 or by e-mail: Semin@AEMLoan.com (NMLS#339393)