Whether you are buying your first home, refinancing, or doing a cash-out refinance, the right home loan can make a big difference. There are a number of ways to finance property, writes Semin Valani. – @Siliconeer #Siliconeer #mortgage #AEMLoan #SeminValani

You can choose between Fixed-rate or Adjustable-rate mortgage for buying or refinancing your properties.

  • Fixed-Rate Mortgage, (like 30yr Fixed or 15yr Fixed), enables you to maintain a predictable monthly payment throughout the life of the loan.
  • Adjustable-Rate Mortgage, (like 5/1ARM or 7/1ARM), are low initial rate programs, available as an option, if you plan to stay in the house for only few years and want the lowest initial rate.

Both options are available for conventional conforming loan, jumbo loan or FHA programs.

  • Conventional Loan option helps you purchase or refinance your property upto $625,000.
  • Jumbo Loan option helps you purchase or refinance a larger or luxury property up to $2.5million.

Whether it is Buy & Hold financing, or Fix & Flip your investment property, we have wide range of rate and terms that can help you right loan for your budget.

Call AEM Loan and discuss your purchase or cash-out financing options.