Cash Out, Refinance – The Gift That Keeps On Giving

ACT NOW – Rates are on the Move – Call Now and Lock in a LOW Fixed Rate
Direct Lender (888) 760-0222 or e-mail: semin@AEMLoan.com

Conforming Loan UNDER $484,350
5 Year ARM 3.50%* (APR 4.337)
7 Year ARM 3.75%* (APR 4.622)
15 Year Fixed 3.50%* (APR 3.564)
30 Year Fixed 4.25%* (APR 4.461)

Hi-Balance Loan $484,351 – $729,525
15 Year Fixed 3.75%* (APR 3.794)
30 Year Fixed 4.375%* (APR 4.406)

JUMBO Loan $729,526 to $2 Million
5 Year ARM 3.875%* (APR 4.844)
15 Year Fixed 3.75%* (APR 3.893)
30 Year Fixed 4.25%* (APR 4.366)

Refinancing or Cash-Out
• Lower Your Monthly Payments and Rate
• Consolidate all your Debt into One Loan
• Turn the equity in your Home into Cash and
• Buy a Second Home or Investment Property

Buying a Home or Investing?
(Home, Condos, Duplex, Triplex, Four-plex)

• Get a Free Quote, No Obligation
• No Application Fees, No Up-front Cost
• OPT F-1, H-1B, H-2B, EAD Program
• Get a Pre-Approval Letter

Why Pay More?
Stop Paying Higher Interest

• If You have Low FICO or Income Problem
• Had Bankruptcy, Short Sale, Foreclosure
• No Income Verification, Low Documentation
• Self Employed – Low Doc, No Tax Return needed
• Purchase to Fix & Flip, Cash Out Refinance

Talk to a Leading Mortgage Banker,
Call SEMIN VALANI (NMLS #339393)
AEM LOAN – Mortgage Bankers – Direct Lender
Tel: (888) 760-0222 • email: Semin@AEMLoan.com

Loans are made or arranged pursuant to California Finance Lender Law, NMLS#1456259. *The interest rate is as of 12/24/2018 for indication only and subject to change and borrower’s credit score, property’s value, loan amount for owner-occupied property, not all customer will qualify. Additional restrictions may apply.

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